Janice to Speak at the November WHBR meeting!

WHBR – Women Home-based Business Resources

“Women working together to help Women”.  Join us for the monthly meeting of networking and support.  You don’t want to miss out on learning about Tax Tips for the Small Business Owner Presented by Janice Brady – JB Tax and Finance.

Saturday, November 13
8:30 am – 11:00 am
Kona Kai Coffee Shop
124 4^th Ave S.
Kent 98032

WHBR is a not-for-profit organization that provides a way for women business owners to support one another professionally. The membership meets once a month on the second Saturday at a Kent, Washington coffee shop. We network, have business oriented speakers, and generally strive for improvement. Join our community, and share our pooled resources.

 

Nov 12th Fri Tax Reduction Techniques the SMARTT way

Nov 12^th Fri Tax Reduction Techniques the SMARTT way

Save Money And Reduce Taxes & Tension

11::30-1pm.  The government is not going to change everything we know about taxes.  While they’re making up the rules, you can take the stress and mess out of your basic tax preparation by looking at it as a way to save money.  We’ll go through types of income, way to defer or free up tax payments.

We’ll go thru the basics of deduction and credits for Fed and WA state taxes.

• Renton Chamber of Commerce office.
• 300 Rainier Avenue North
  Renton, WA 98057-5390

No cost to participate.    RSVP needed as space is limited 425-681-1715

Fri Nov 5 Women in Small Biz, Manifest your BIG Audacious Life

Fri Nov 5  Women in Small Biz, Manifest your BIG Audacious Life, 4pm – 7pm. Renaissance Hotel Seattle.   Prepare for this one of a kind event by selecting one special dream and gather an item that affirms you are living this dream.  Bring the item and be prepared to introduce yourself in a manner that demonstrates that you are already living your BIG audacious life!   We’ll enjoy living the part for the evening.  Details:

Subject: Come in character, dressed the part and bring props that affirm that you are living your BIG vision!

Manifesting Your BIG Audacious Life™ Hosted Women of Wealth, Wisdom and Power™ (WOWW™ POW!) Have you ever contemplated what your life would be like when you accomplished that next big goal? Have you heard the saying believe it to see it? Well, you hold the keys to all your dreams. It doesn’t matter what your dream (making a million dollars, writing a #1 bestselling book, becoming a State Senator, buying your dream home or traveling the world), learning some of the principles and strategies of positive money consciousness along with specific ‘manifestation’ habits can help you turn your dreams into your wildest reality. Bring your biggest and your best dream prepared to live in it for the night! TURN YOUR DREAMS INTO A REALITY! When: November 5, 2010 Where: Renaissance Seattle Hotel, 515 6th Avenue, Seattle, WA 98104, Parking in the hotel garage is just $5 for the night. Invest in You! Sips and Apps on your own, plus $10 suggested donation at the door. Two Plus Hours of Powerful Networking! 4:00pm – 5:00pm – Welcome, Mix and Mingle 5:00pm – 6:00pm – Visualization Exercise & Everyone Shares Their BIG Vision 6:00pm – 6:30pm – Open Networking Come in Character Prepared To Share Your BIG Audacious Life: • Gather items that affirm you are living the dream (a dream board, a picture of you on the cover of Newsweek, a #1 NY Times bestselling author sticker on the cover of your book etc.), simply dress the part. • Introduce yourself in character and in a manner that demonstrates that you are already living your BIG audacious life! What is Manifesting Your BIG Audacious Life™? Manifesting Your BIG Audacious Life™ is touted as one of the most thought provoking, dynamic gatherings in the Puget Sound area. Recognized for its unparalleled capacity to empower and inspire, this special program inspires guests to come as if they were already living the life of their dreams. Start living your success today!

Nov. 4th – Record Keeping for the Small Business Owner

Networking with Nate:   Record Keeping for the Small Business Owner

8:30am – 9:30am
Common Ground Coffee Shop in Renton
900 S 3^rd St,
Renton, WA    98057

Join us for a meet and greet.  There will be a short presentation on business relavant topics.  See Biznik for more details.  It is under my portfolio but not the public evnet calendar.  Do you know how to get it form my page to the public page????

Become better organized before you send your numbers to your tax preparer.  Not only should this reduce time and expense of your tax preparation, it will help you understand your spending and organizing processes better.  It’s all about saving money and reducing taxes anyway, isn’t it?

Sponsored by Nate Thornton, Windemere Real Estate.  No cost to participate.  Please RSVP 425-681-1715

Upcoming Events in Renton!

Oct  7, Thurs. – Come to Vince’s Coffee Shop in Renton and play the Cash Flow Game.

5 – 7 pm, Cash Flow –“How to get out of the Rat Race”. Have fun with us using the awesome board game tutelage from Robert Kiyosaki, Real Estate Gazillionaire and world renowned money coach.  Cash Flow – the adult form of Monopoly where you use a board game to learn strategies about the Money game.  Other board games will be available.  RSVP preferred:  425-681-1715.

Vinces Coffee Shop  – 401 Olympia Ave NE # 102
Renton, WA 98056-4117

Oct 15^th Fri, 11 am to 12:30 pm

Building your Net Worth,  Asset Creation and ProtectionWorkshop

What are assets?  How do you determine your net worth?  This easy to follow hands on event will help you review your own net worth.  We’ll review Creation Vehicles– real estate, gold, mutual funds, stocks, retirement plans, other investments and  Protection Arrangements – legal documents, trusts, insurances.  Bring your questions and concerns to learn about these topics.

11 am – 12:20 pm

Renton Chamber,

300 Rainier Ave N,

Renton, WA

Bring your own lunch.   Please RSVP  425-681-1715

The greatest compliment I can receive is you passing my name on to your friends.

You are invited….Friday, September 17th

Wealth Planning Seminar

RENTON CHAMBER OFFICE, 300 RANIER AVE NORTH
10-11:30 AM OR 2-3:30 PM
COMPLIMENTARY

Unlike many who may have their retirement funded mostly with guarantees made by their employers and the government, today’s assets may be your primary source of future cash flow.  Learn how to create a plan considering the level of assets you have or need to fund. Create your vision of the future including likely income needs, potential tax implications and risks that can stand in the way of realizing your vision.

Do you need this seminar?  Answer these questions to see.

• Do you find the subject confusing or overwhelming?
• Do you believe your assets are not large enough to bother with?
• Do you need growth of capital to meet future income needs?
• Do you need preservation of capital for upcoming income needs?
• Do you need a strategy for reduced taxes on income and inheritances?
• Do you know how to handle your retirement plan payout options?
• Do you know long your income sources will last?
• Do you know how inflation, taxes, and Social Security will affect your future finances?
• Are you prepared for the mandatory Required Minimum Distribution (RMD)?
• Do you know which accounts to withdraw from first?
• Are you relying on outdated unreadable expensive contracts to protect &provide your income?

Wealth Management with J.B. Tax & Finance

There is no cookie cutter solution to your financial needs.  If you answered yes to one or more of these important questions, then come or call for your complimentary consultation.

Contact Janice at 425-681-1715 or Janice@JBTaxandFinance.com for more details.

Honesty about Finances Saves Marriages

We’ve all heard that about fifty percent of marriages end in divorce.  I know that many relationships end due to financial reasons.   If you are married or thinking about becoming married and have financial concerns read on.   Know that financial dishonesty is a train wreck waiting to happen.  Shame and regret that comes from money secrets can ruin a marriage and a family.

I met with a young couple who had a son about 8 years old.  As an advisor, I reviewed their financial, insurance and investment paperwork and we discussed their goals: short term, midterm, long term.  I felt their excitement and eagerness to build a foundation for their future and set up savings for themselves and their son.

The next day, I received a call from her regarding the information we discussed.  She admitted she had not been entirely honest with me.  She had an issue she was unable to discuss in front of her husband.

Her news put me in a challenging situation.  Ethically I could not serve them well knowing her secret.  I could not formulate strategies built on false information.  My mind kept repeating, “Honesty is the best policy”.  But their marriage problems were really not my business.   Regardless of my discomfort, I had to tell her my thoughts in the hope of helping them and maintaining my goal – clients for life.  I asked her if she truly loved her husband and wanted to have a long live with him.  “Yes” she answered.   I asked her if she felt he loved her and wanted to be with her as long as life allowed.  Again she answered, “Yes”.   I suggested she come clean with him and tell him about her $55,475 credit card debt.   If they are committed to each other and the relationship, they will work it out.  It was a moment to trust truth and accept the outcome.  She would also have a valuable lesson to help her change her shopping habits.

She called me a few days later.  She had explained her painful truth to him and their relationship had survived.  They were able to discuss the issue; there was no fighting, blaming or belittling – just support and love.

I am humbled and honored by this experience to listen and share my gut information, be a part of their lives and have a success story to tell.  I ‘m glad I was able to address their needs beyond finances and to offer compassionate support.  They are still clients today and their annual family holiday card is one that brings me joy all year round.